Irregular verbs Regular verbs
overspend, overspends, overspending, overspent
Synonyms: splurge, squander, dissipate, misspend, lavish
Antonyms: save, economize, conserve, underspend, budget
The Verb Overspend – Definition, Usage, and Clarification The verb overspend is an irregular verb that means to spend more money than you have available or more than was budgeted or planned. VERB FORMS ■ Base Form: overspend ■ Past Simple: overspent ■ Past Participle: overspent ■ Present Participle/Gerund: overspending USAGE AND CONTEXT 'Overspend' is widely used in contexts ranging from personal finance to corporate and government budgeting. 1. Personal Finance This refers to an individual or household spending beyond their means or budget. ■ Shopping: 'It's easy to overspend when you pay with a credit card.' ■ Holidays: 'We had a great time, but we completely overspent on our vacation.' 2. Business and Government This refers to an organization exceeding its allocated budget. ■ Corporate: 'The department was warned not to overspend on travel and entertainment.' ■ Government: 'Critics claimed the administration had consistently overspent on unnecessary projects.' ℹ IMPORTANT: NOUN FORM AND ADJECTIVE ■ Noun Form: The action or habit is known as 'overspending.' Example: 'Overspending is a common cause of personal debt.' ■ Adjective Form: The past participle 'overspent' can be used as an adjective to describe a state. Example: 'With the project already overspent, we have to cut costs elsewhere.'
| OVERSPEND - PRESENT SIMPLE | |
|---|---|
| ★ I | overspend |
| ★ you | overspend |
| ★ he/she/it | overspends |
| ★ we | overspend |
| ★ you (plural) | overspend |
| ★ they | overspend |
| Examples of the verb 'overspend' in the Present Simple |
|---|
| - I often overspend on things I don't need. |
| - You overspend every time you go shopping. |
| - He overspends his allowance every week. | She overspends on designer shoes. |
| - We overspend during the holiday season. |
| - You (plural) overspend on marketing without seeing a return. |
| - They overspend their budget year after year. |
| OVERSPEND - PRESENT CONTINUOUS | |
|---|---|
| ★ I am | overspending |
| ★ you are | overspending |
| ★ he/she/it is | overspending |
| ★ we are | overspending |
| ★ you are | overspending |
| ★ they are | overspending |
| Examples of the verb 'overspend' in the Present Continuous |
|---|
| - I am overspending this month because of unexpected repairs. |
| - You are overspending on your vacation. |
| - He is overspending on his new hobby. | The government is overspending on this project. |
| - We are overspending our budget for this quarter. |
| - You (plural) are overspending on unnecessary supplies. |
| - They are overspending and going into debt. |
| OVERSPEND - PRESENT PERFECT | |
|---|---|
| ★ I have | overspent |
| ★ you have | overspent |
| ★ he/she/it has | overspent |
| ★ we have | overspent |
| ★ you have | overspent |
| ★ they have | overspent |
| Examples of the verb 'overspend' in the Present Perfect |
|---|
| - I have overspent my budget for the month. |
| - You have overspent and now you can't pay your rent. |
| - He has overspent on his credit card. | She has overspent at the auction. |
| - We have overspent and must make cutbacks. |
| - You (plural) have overspent on the wedding. |
| - They have overspent their resources. |
| OVERSPEND - PRESENT PERFECT CONTINUOUS | |
|---|---|
| ★ I have been | overspending |
| ★ you have been | overspending |
| ★ he/she/it has been | overspending |
| ★ we have been | overspending |
| ★ you have been | overspending |
| ★ they have been | overspending |
| Examples of the verb 'overspend' in the Present Perfect Continuous |
|---|
| - I have been overspending since I got a raise. |
| - You have been overspending for years. |
| - He has been overspending on video games. | She has been overspending on cosmetics. |
| - We have been overspending on advertising. |
| - You (plural) have been overspending on company perks. |
| - They have been overspending on military equipment. |
| OVERSPEND - PAST SIMPLE | |
|---|---|
| ★ I | overspent |
| ★ you | overspent |
| ★ he/she/it | overspent |
| ★ we | overspent |
| ★ you (plural) | overspent |
| ★ they | overspent |
| Examples of the verb 'overspend' in the Past Simple |
|---|
| - I overspent at the mall yesterday. |
| - You overspent on dinner last night. |
| - He overspent during his trip to Las Vegas. | She overspent on her son's birthday party. |
| - We overspent on the office renovation. |
| - You (plural) overspent on the campaign. |
| - They overspent and caused a financial crisis. |
| OVERSPEND - PAST CONTINUOUS | |
|---|---|
| ★ I was | overspending |
| ★ you were | overspending |
| ★ he/she/it was | overspending |
| ★ we were | overspending |
| ★ you were | overspending |
| ★ they were | overspending |
| Examples of the verb 'overspend' in the Past Continuous |
|---|
| - I was overspending until I created a strict budget. |
| - You were overspending while your income was decreasing. |
| - He was overspending his inheritance. | She was overspending on luxuries. |
| - We were overspending, so the bank cut our credit line. |
| - You (plural) were overspending on travel expenses. |
| - They were overspending during a period of economic growth. |
| OVERSPEND - PAST PERFECT | |
|---|---|
| ★ I had | overspent |
| ★ you had | overspent |
| ★ he/she/it had | overspent |
| ★ we had | overspent |
| ★ you had | overspent |
| ★ they had | overspent |
| Examples of the verb 'overspend' in the Past Perfect |
|---|
| - I had overspent my salary before the month was even half over. |
| - You had overspent and couldn't afford the tickets. |
| - He had overspent his campaign funds. | She had overspent and had to borrow money. |
| - We had overspent our budget and had to cancel the project. |
| - You (plural) had overspent, which led to bankruptcy. |
| - They had overspent and depleted the national reserves. |
| OVERSPEND - PAST PERFECT CONTINUOUS | |
|---|---|
| ★ I had been | overspending |
| ★ you had been | overspending |
| ★ he/she/it had been | overspending |
| ★ we had been | overspending |
| ★ you had been | overspending |
| ★ they had been | overspending |
| Examples of the verb 'overspend' in the Past Perfect Continuous |
|---|
| - I had been overspending for years before I finally got into serious debt. |
| - You had been overspending on your credit cards for a long time. |
| - He had been overspending on his lifestyle. | She had been overspending on her business. |
| - We had been overspending for several quarters. |
| - You (plural) had been overspending and ignoring the warnings. |
| - They had been overspending on imports. |
| OVERSPEND - FUTURE SIMPLE | |
|---|---|
| ★ I will | overspend |
| ★ you will | overspend |
| ★ he/she/it will | overspend |
| ★ we will | overspend |
| ★ you will | overspend |
| ★ they will | overspend |
| Examples of the verb 'overspend' in the Future Simple |
|---|
| - I will overspend if I don't leave my credit card at home. |
| - You will overspend if you go shopping while you're hungry. |
| - He will overspend if he gets the promotion. | She will overspend on the decorations. |
| - We will overspend if we don't follow the plan. |
| - You (plural) will overspend on the new office. |
| - They will overspend if there is no oversight. |
| OVERSPEND - FUTURE CONTINUOUS | |
|---|---|
| ★ I will be | overspending |
| ★ you will be | overspending |
| ★ he/she/it will be | overspending |
| ★ we will be | overspending |
| ★ you will be | overspending |
| ★ they will be | overspending |
| Examples of the verb 'overspend' in the Future Continuous |
|---|
| - I will be overspending on my vacation next week. |
| - You will be overspending for the rest of the year if you buy that car. |
| - He will be overspending on his new project. | She will be overspending on the wedding preparations. |
| - We will be overspending again this holiday season. |
| - You (plural) will be overspending if you approve this budget. |
| - They will be overspending on infrastructure projects. |
| OVERSPEND - FUTURE PERFECT | |
|---|---|
| ★ I will have | overspent |
| ★ you will have | overspent |
| ★ he/she/it will have | overspent |
| ★ we will have | overspent |
| ★ you will have | overspent |
| ★ they will have | overspent |
| Examples of the verb 'overspend' in the Future Perfect |
|---|
| - I will have overspent my entire salary by the end of the week. |
| - You will have overspent your limit by the time the auction is over. |
| - He will have overspent his budget by the end of the fiscal year. | She will have overspent on the campaign. |
| - We will have overspent our resources before the project is complete. |
| - You (plural) will have overspent the grant money. |
| - They will have overspent the foreign aid. |
| OVERSPEND - FUTURE PERFECT CONTINUOUS | |
|---|---|
| ★ I will have been | overspending |
| ★ you will have been | overspending |
| ★ he/she/it will have been | overspending |
| ★ we will have been | overspending |
| ★ you will have been | overspending |
| ★ they will have been | overspending |
| Examples of the verb 'overspend' in the Future Perfect Continuous |
|---|
| - By the end of the year, I will have been overspending for 12 months straight. |
| - You will have been overspending for a decade. |
| - He will have been overspending his entire adult life. | She will have been overspending on the company account. |
| - We will have been overspending for the entire duration of the project. |
| - You (plural) will have been overspending since you took office. |
| - They will have been overspending for as long as they are in power. |