BORROW - PRESENT SIMPLE
★ i borrow
★ you borrow
★ he/she/it borrows
★ we borrow
★ you borrow
★ they borrow
BORROW - PRESENT CONTINUOUS
★ i am borrowing
★ you are borrowing
★ he/she/it is borrowing
★ we are borrowing
★you are borrowing
★ they are borrowing
BORROW - PRESENT PERFECT
★ i have borrowed
★ you have borrowed
★ he/she/it has borrowed
★ we have borrowed
★ you have borrowed
★ they have borrowed
The Simple Past Tense, also called Simple Past or Preterite is a verb tense that is used to describe completed action happend in the past. It is the most basic form of past tense and it is formed by adding d, ed or ied to the base structure of the verb.
Present Perfect is a tense used to express the activity that started in the past and is still going on in the present tense. In British English this is the most used tense of them all. When you want to tell about your experience up to the present, you use Present Perfect. The prepositions that are often used with this tense are NEVER, EVER, JUST, ALREADY, YET and many others.
BORROW - PRESENT PERFECT CONTINUOUS
★ i have been borrowing
★ you have been borrowing
★ he/she/it has been borrowing
★ we have been borrowing
★ you have been borrowing
★ they have been borrowing
BORROW - PAST SIMPLE
★ i borrowed
★ you borrowed
★ he/she/it borrowed
★ we borrowed
★ you borrowed
★ they borrowed
BORROW - PAST CONTINUOUS
★ i was borrowing
★ you were borrowing
★ he/she/it was borrowing
★ we were borrowing
★ you were borrowing
★ they were borrowing
BORROW - PAST PERFECT
★ i had borrowed
★ you had borrowed
★ he/she/it had borrowed
★ we had borrowed
★ you had borrowed
★ they had borrowed
A transitive verb always has a noun that  receives the action of the verb, called the direct object.
An intransitive verb never has a direct or indirect object. Although an intransitive verb may be followed by an adverb or adverbial phrase, there is no object to receive its action
BORROW - PAST PERFECT CONTINUOUS
★ i had been borrowing
★ you had been borrowing
★ he/she/it had been borrowing
★ we had been borrowing
★ you had been borrowing
★ they had been borrowing
BORROW - FUTURE SIMPLE
★ i will borrow
★ you will borrow
★ he/she/it will borrow
★ we will borrow
★ you will borrow
★ they will borrow
BORROW - FUTURE CONTINUOUS
★ i will be borrowing
★ you will be borrowing
★ he/she/it will be borrowing
★ we will be borrowing
★ you will be borrowing
★ they will be borrowing
BORROW - FUTURE PERFECT
★ i will have borrowed
★ you will have borrowed
★ he/she/it will have borrowed
★ we will have borrowed
★ you will have borrowed
★ they will have borrowed
Present Simple is a tense used for talking about habits or activities that are constantly repeating. We also use Present Simple if we are talking about general thrust or facts about nature. This tense is also used in the Zero Conditional sentences and it is one of the most basic but also most important tenses of the English language. The most used prepositions with Present Simple are OFTEN, USUALLY, ALWAYS and many more.

BORROW - FUTURE PERFECT CONTINUOUS
★ i will have been borrowing
★ you will have been borrowing
★ he/she/it will have been borrowing
★ we will have been borrowing
★ you will have been borrowing
★ they will have been borrowing

Conjugation of verb Borrow