| BORROW - PRESENT SIMPLE | |
| ★ i | borrow |
| ★ you | borrow |
| ★ he/she/it | borrows |
| ★ we | borrow |
| ★ you | borrow |
| ★ they | borrow |
| BORROW - PRESENT CONTINUOUS | |
| ★ i am | borrowing |
| ★ you are | borrowing |
| ★ he/she/it is | borrowing |
| ★ we are | borrowing |
| ★you are | borrowing |
| ★ they are | borrowing |
| BORROW - PRESENT PERFECT | |
| ★ i have | borrowed |
| ★ you have | borrowed |
| ★ he/she/it has | borrowed |
| ★ we have | borrowed |
| ★ you have | borrowed |
| ★ they have | borrowed |